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4 Tips on How to Invest Money and Earn More

25 Aug 2022

Tips on How to Invest Money and Earn More | VI College

There's never been a better time than now to start investing your money in the right places.

You see, many people would like to invest but they don't have the necessary skills to do so. They might've even made attempts to invest before but failed miserably. What was supposed to make them money, costs them money instead.

And the only reason this happened was because they did not invest their money in the right places. 

Everyone loves free tips on how to invest money, but how many of those really work? 

It is very important to find out what you need to invest in. Putting your money in the wrong places will not only cause you to lose them but will also waste your time, causing you to start all over again.

And obviously, you don't want that to happen.

So how do you find out what are the right things you need to invest in?

Based on what we've learnt over the years, we've found that investing in these 4 things brings the most return on investment.

1. Invest in insurance protection

We know what you're thinking.

"This is not a tip on how to invest money. You SPEND money paying off your premiums every month or every year!"

But hear us out.

Imagine getting into an accident one day. You lose a limb, and you are no longer able to work. Where will your next income come from? How will you foot (pun intended) your hospital bill that's most likely in 5 figures?

Worse still, imagine losing your life altogether. Now your family loses an important source of income – you, and your partner will now have to do all the work in supporting the family financially. How will he/she carry the burden alone?

We know it may not seem like it, but insurance IS an investment. It is an investment that provides you with protection and security in case of emergencies. You're paying for the protection of your family, your possessions, and even your life. By having these in place, you will be able to avoid major financial losses in unforeseen situations.

2. Invest in good businesses

As the old saying goes, "Money doesn't grow on trees". But what if you could own a business that grows on its own?

Investing in good businesses can come in 2 forms. The first option is to invest in a private business owned by your family or friends, for example, their F&B outlet or their hair salon. And the second option is to invest in a big and established public business, for example, Apple or Amazon.

"Doesn't that second option mean stocks?" Yes, it does mean investing in stocks.

The reason we emphasise this as a business though is because TOO MANY people treat stocks as numbers moving up and down in the stock market, and do not take into account the fundamentals of the business itself.

Only by framing your mind to look at the stocks you buy as real living and breathing businesses will you be able to make wiser investment decisions. You would be consciously investing in the growth of the business instead of being influenced by the fluctuating share prices.

The best way to find good businesses is to look for those with the right business model, right management, and right valuation. This will then potentially give you good passive returns in the future.

To learn about a systematic and proven way to make returns from investing in the stock market, join our complimentary masterclass.

3. Invest in a suitable investment app

Each of us has 24 hours in a day and there's only so much you can do within this time span. Life is busy enough as it is with your job, family and friends, you barely even have time to yourself.

So why not leave the small and time-consuming stuff to technology?

Over the last decade especially, you would've noticed a big shift in the fintech space and as we speak, more and more apps, as well as platforms, are emerging to help people invest or make smart investment decisions.

The problem now is there are TOO MANY to choose from.

Literally, there are thousands of investment apps on the market but only a few are suitable for your needs.

Therefore, you want to make sure that you're investing in the right apps. One that is legit, not too simple nor too complex, fits your investment style, and can give you the information you need to make the right investment decisions.

Instead of getting tips on how to invest money from your friends or colleagues, get it from a more reliable source with a legit algorithm behind it. This investment alone can give a great ROI on your investment.

4. Invest in yourself

In the words of Benjamin Franklin, "The only investment that never fails is human capital".

If you want to invest in your future, you need to first invest in yourself.

We understand it's not always easy to find the time to learn new things. And for most people, learning new things is not a priority. They are too busy earning to do anything else!

But our knowledge is truly the one single thing that no one can ever steal from us. The knowledge you pick up stays with you for life, and the more you learn, the more you can earn. Investing in yourself is the one investment that keeps on giving.

Take time out to do your own research and learn how to grow your own money. There are plenty of resources out there.

Or if you're not sure which investment method to follow, go to a trusted institution to pick up a proper course on the topic. You will thank yourself for making the effort the moment you earn your first passive income. 

Overall, investing is not about buying and selling stocks or putting your money into the bank. It's about using your money to help you achieve your financial goals.

And to do this, you first need to decide what you want to achieve and then invest in the right things.

These tips on how to invest money help you make a step in the right direction, but if you're aiming for a more specific and bigger goal, you need to acquire deeper knowledge to take things further.


This article and its contents are provided for information purposes only and do not constitute a recommendation to purchase or sell securities of any of the companies or investments herein described. It is not intended to amount to financial advice on which you should rely.

No representations, warranties, or guarantees, whether expressed or implied, made to the contents in the article is accurate, complete, or up-to-date. Past performance is not indicative nor a guarantee of future returns.

We, 8VI Global Pte Ltd, disclaim any responsibility for any liability, loss, or risk or otherwise, which is incurred as a consequence, directly or indirectly, from the use and application of any of the contents of the article.